Act Now and Save Your Home From Foreclosure
Are you behind on your mortgage payments? Have you received a Notice of Default on your property?
If you answered “Yes” to either of these questions, time is of the essence and it is imperative that you speak with an experienced foreclosure defense attorney and learn what protections are available for you.
"Mr. Denton helped me to save my home and my sanity. He was very helpful and patient."- R.A.M.
"If it has to be done, this attorney is the one to handle it."- Leonard Antick
"After he resolved our debt issues my wife and I were able to breath again."- Marco B.
"I'm very happy that I was referred to the Mr. Kerry Denton for bankruptcy services by another firm that couldn't handle my case. Mr. Denton was very honest and professional. He gave me one on one assistance during and through the entire case. When my case "- E.B.
“I’m only behind a month or two and don’t need an attorney”
Wrong! If you’re behind on your mortgage payments, you need to catch up ASAP. Some mortgage lenders may provide payment restructure options but that’s not always the case and you need to remember that the lenders want to get all the money they’re owed as quickly as possible.
This is generally done by requiring you to make monthly payments which go solely towards your past due amounts. In addition to these payments, you’re still required to pay current monthly mortgage amounts every month. So, you would be paying more a month now than you were when you got behind in the first place.
If you can afford the higher payments great! Pay them off. However, chances are that you don’t have the extra money available to pay off your past due amounts in addition to your current monthly mortgage, meaning you will soon receive a Notice of Default.
“I received a Notice of Default. What does this mean?”
The Notice of Default is a legal action taken by your mortgage lender that begins the foreclosure process. Once it’s filed, your home could be sold out from under you in less than 120 days unless you pay off your past due amounts in FULL!
“Where do I go from here?”
First, you need to decide whether you want to keep your home or walk away from it. If you want to keep your home, Federal Laws will help you accomplish this among other things.
If you want to walk away, Federal Laws are also available to ensure that you can and will walk away debt free. Whichever path you choose you can’t afford to not educate yourself about the protection Federal Laws can provide to you and its many beneficial options.
Get Your Fresh Start – Contact My Chula Vista Office!
You have nothing to lose by contacting me. I will sit down with you for free, and we can discuss your options for saving your home and eliminating yourself of debt.
Remember, you don’t have much time until your home is foreclosed. Whether you want to keep your home or walk away debt free, you need to take action immediately to protect yourself.
If you want to keep your home, CLICK HERE and learn how. If you plan on walking away from your home, CLICK HERE and learn how to protect yourself and walk away debt free. We will discuss all of these options with you!
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