Chula Vista Foreclosure Defense Attorney
Helping You Keep Your Home in San Diego County
Many Southern Californians have been faced with foreclosure during the recent collapse of the housing market. In San Diego County, average home and condo values have been reduced by 40% to 50% in the last 5 years.
Many homeowners are struggling with multiple mortgages and zero home equity, and are working hard to stay afloat and pay what they owe — all the while worrying about the future of their homes and families.
If you are receiving foreclosure warnings, or if you have fallen behind on your mortgage payments and you are concerned about losing your home, we encourage you to contact our team at Denton Law Group. Our lawyer is committed to providing education and thorough legal services for our clients facing foreclosure.
We are proud of our ability to represent individuals and families who are struggling to keep their Chula Vista home after tough financial times. With one phone call, you can save your home from foreclosure and get your credit back on track.
What Are My Foreclosure Defense Options?
If you are dealing with foreclosure, you should know that you have options. At Denton Law Group, we are familiar with the laws and policies that impact foreclosure, including bankruptcy proceedings. We have been providing legal services to clients living across San Diego County since 1990, and we are here to help you protect your home. Discuss your situation with our Chula Vista foreclosure defense lawyer.
Among other foreclosure defense options, our team can assist you with:
- Filing Chapter 13 bankruptcy
- Lien stripping
- Short sale
- Mortgage modification / debt settlement
- Deed in lieu
- Deficiency judgment
- Second mortgage foreclosure
- Waiver of deficiency
Can I Get Foreclosure Protection?
If you are seeking protection from foreclosure in light of the current COVID-19 health crisis, you may be able to receive it. Protection could come in the form of grace periods for payments, loan adjustment and more. Speak with our firm for further information on this.
Will I Lose All Equity in Foreclosure?
When a home goes through foreclosure, the amount of equity (the money that you pour into your home each month as you make payments) left over after all bills and expenses are paid for does belong to the owner of the home. It is important to note, however, that the more payments missed prior to foreclosure, the lower equity may be at the end of the foreclosure process.
How Long Can I Stay in My Home After Foreclosure?
Homeowners undergoing foreclosure have the right to stay living in their home until the property sells. This may take anywhere from two months to over a year, depending on your unique situation.
Call a Chula Vista Foreclosure Defense Lawyer with Over 30 Years' Experience
Explore your options with our bankruptcy attorney at Denton Law Group. We offer free and confidential initial case evaluations, so you know exactly what to expect without worrying about any upfront financial commitment.
Contact our San Diego County law firm today to learn more about saving your home from foreclosure.
"Mr. Denton helped me to save my home and my sanity. He was very helpful and patient."R.A.M.
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