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Chula Vista Chapter 7 Lawyer

We Provide Liquidation Bankruptcy Counsel

Dubbed a liquidation bankruptcy, Chapter 7 bankruptcy allows petitioners to liquidate their non-exempt assets to satisfy some of their outstanding debt and discharge most of the rest. The fact of the matter is very few cases have any liquidation whatsoever. Once a debt is discharged, you no longer have any legal obligation to pay it back. No more monthly payments - the slate is wiped clean.

undefinedWhat Sets Us Apart?

  • We give free case evaluations
  • We have been accredited by BBB
  • We serve as dedicated advocates
  • We have a track record of success
  • We are committed to going the extra mile
  • We have more than 25 years of experience
  • We build long-term and lasting debt solutions
  • We help our clients achieve maximum debt relief

    Want to know if filing for Chapter 7 bankruptcy is right for you? Contact us today at (619) 458-3739!

    Many are initially worried that they will lose all personal possessions such as homes or cars.
    However, this is not always the case. Very few of our clients ever lose any of their assets.
    Additionally, unlike other forms of bankruptcy, you will be able to retain your future income.

undefinedFiling For Chapter 7 can eliminate the following types of outstanding debt:

  • Credit card debt
  • Medical bills
  • Utility bills
  • Past due rent
  • Certain taxes

Manage Your Secured Debt with Chapter 7

Your personal liability on your secured debt, such as your home mortgage or car loan is dischargeable in Chapter 7 bankruptcy. However, you don't get to keep your house or car if you don't continue to make your payments.

Your Chapter 7 bankruptcy options to address secured debt include:

  • Relinquishing property and walking away free and clear
  • Reaffirming the debt and continue to make monthly payments, often at renegotiated terms
  • Redeeming the property by paying if off in one lump sum at fair market value

Unfortunately, credit collection agencies are well-known for their devious tactics and false threats. With Chapter 7 bankruptcy protection, you don't have to be intimidated! At Denton Law Group, our insightful bankruptcy attorney in Chula Vista can describe your available options, including Chapter 7, Chapter 11, and Chapter 13 bankruptcy, to help resolve your secured debt and guide you in determining which route would work best for you.

Obtain Your Fresh Financial Start Today!

Declaring Chapter 7 bankruptcy provides a way to eliminate most of your debt and to gain a financial fresh start. At Denton Law Group we offer the unwavering support you need to navigate the complex bankruptcy courts. Our supportive bankruptcy lawyer can be your debt relief advocate and provide the knowledgeable counsel and personal guidance you deserve throughout your entire process.

We offer all our new clients a free and confidential consultation. Contact our firm today to get started rebuilding your financial future!

  • Frequently Asked Questions

    There are many questions surrounding bankrupcty and debt relief. Get answers to common questions from our attorney.

    View FAQ
  • Helpful Bankruptcy Advice

    Check out our blog posts for detailed explanations of how you can navigate certain debt-related situations.

    Read Blog Posts
  • Myths About Bankruptcy

    Don't be fooled by common myths! Learn more about what bankruptcy is and how it can help you get back on track.

    Learn the Myths

Client Testimonials

We've Helped Clients Just Like You Move on From Debt
  • “The trustee commented as to how well our attorney prepared us for our case. Great job!”

    P.F.

  • “Mr. Denton helped me to save my home and my sanity. He was very helpful and patient.”

    R.A.M.

  • “Feel like I am getting my life back in order.”

    T.A.

  • “Would highly recommend Denton Law Group.”

    Jeff H.

  • “Kerry is a bankruptcy attorney's bankruptcy attorney.”

    Ray, Bankruptcy client

  • “I would absolutely recommend Mr. Denton”

    M.C.

  • “After he resolved our debt issues my wife and I were able to breath again.”

    Marco B.

  • “I received so much one on one help from Mr. Denton”

    A.R.

  • “I truly appreciate everything he did for me.”

    K.L.

  • “If it has to be done, this attorney is the one to handle it.”

    Leonard Antick

  • “My hearing went off without a hitch.”

    L.A.

  • “Mr. Denton is so knowledgeable”

    D.D.

  • “Mr. Denton and his staff were professional, and the staff was very polite and always welcoming.”

    V.K.

  • “We thank everyone at Southbay Bankruptcy for all of their help”

    M.E.

  • “... with Mr. Denton’s help and knowledge I was able to... get myself out of debt rather easily.”

    E.R.