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Chula Vista​ Chapter 13 Bankruptcy Attorneys

Eliminate Your Debt with Denton Law Group

Why Choose Us?​Chapter 13 lawyer

  • Free case evaluations
  • 25+ years of experience
  • BBB Accredited Business
  • Dedicated legal advocates
  • Get long-term debt solutions
  • Extensive track record of success
  • We go the extra mile for our clients

Overwhelming Debt? Schedule Your Free Case Evaluation Today!

Get Effective Financial Solutions with Denton Law Group

Once you have decided to declare bankruptcy, the next step is to decide which type of debt relief would best protect your financial future. If you have a regular source of income and wish to keep most of your property, Chapter 13 bankruptcy might be the right option for you.

Petitioning for Chapter 13 debt relief is a complex process that requires the assistance of skilled legal counsel to successfully navigate. Since 1990, Denton Law Group has been providing the supportive legal counsel and assertive representation to clients seeking a financial fresh start. Our experienced Chula Vista Chapter 13 bankruptcy attorney can deliver the dedicated advocacy you deserve through every step of the process.

Unique Benefits of Chapter 13 Bankruptcy

Sometimes referred to as a wage earner's debt relief option, Chapter 13 bankruptcy has certain unique benefits not available in other forms of federal debt relief. The most significant difference is that almost any type of debt, both secured and unsecured, can be dealt with under a Chapter 13 bankruptcy declaration process.

Chapter 13 Bankruptcy Lawyer

The advantages of a Chapter 13 bankruptcy include:

  • Possibly eliminating second mortgages or liens on your home
  • Clearing from your credit report in 7 years (Chapter 7 takes 10 years to clear)
  • Providing the opportunity to negotiate the balance on your car loan to current market value
  • Allowing you to manage delinquent student loans, child support payments, and tax obligations
  • Allowing you to keep both exempt and nonexempt properties, such as your home, second houses, vehicles, or boats

Take your first step toward debt relief! Request your free case evaluation.

Eliminate Debt Through Repayment Plans

With Chapter 13 bankruptcy, debtors can reorganize their financial obligations into consolidated monthly payments based on their income. This court-approved repayment plan process usually takes between 3 to 5 years. After this period is completed, much of the debt that remains is discharged and eliminated. Additionally, after this process has begun, creditors are legally barred from pursuing you for payment.

Filing for Chapter 13 bankruptcy might be the ideal option for you if:

  • You have a second mortgage
  • Your home is in danger of foreclosure
  • You do not qualify for Chapter 7 bankruptcy
  • You are currently employed or have a regular income
  • You own a substantial amount of non-exempt property
  • You are significantly behind on your car loan payments
  • You want to work towards paying off your debts and can commit to a repayment plan

Declaring Chapter 13 is a proactive approach to tackling overwhelming debt. However, it is a complicated legal procedure that should be done by an experienced bankruptcy lawyer. At Denton Law Group, our Chula Vista Chapter 13 bankruptcy lawyers can provide the unwavering representation you require to ensure your rights are protected and the personal attention you deserve throughout the entire process.

Contact Denton Law Group Today
Request Your Free Case Evaluation