Turn to Us for Advice

Have questions? Fill out the information below to receive an immediate response.

Submit Your Message

Recent Posts in Chapter 7 Bankruptcy Category

  • Think Before You Post: Bankruptcy & Social Media

    || 5-Jul-2016

    In today’s society, we are all obsessed with sharing everything. We share child prodigies dancing, funny videos of babies or dogs, but mostly we use social media to let everyone know where we’re traveling, what we’re buying and what we’re eating. Sharing is second nature to us, which is why many individuals that file for bankruptcy end up in trouble with the law. Over the ...
    Continue Reading
  • The Wall Street Journal reported last May bankruptcy courts are seeing increased traffic lately from parents who file for bankruptcy over their children’s college tuition costs. Increasingly, the trustee responsible for collecting money on behalf of creditors have decided to return tuition to insolvent parents in order to have the parents pay off debt with the money instead. Since 2008 over ...
    Continue Reading
  • My wages are being garnished.

    || 24-Dec-2014

    How Bankruptcy Can Stop Your Garnishment and Eliminate Your Debt You can generally stop garnishments imposed on you IMMEDIATELY by filing for Bankruptcy Protection! Usually, a wage garnishment is just the tip of the iceberg and once a creditor has a garnishment against you, your options are significantly limited. This is because the creditor has you right where they want you – having your ...
    Continue Reading
  • I have too much credit or medical debt.

    || 22-Dec-2014

    How Filing for Bankruptcy Protection Can Rid You of All Your Credit or Medical Debt Recent news articles indicate that Americans are facing out of control credit card debt. Normal people have had to use their credit cards for necessities, like car repairs, home maintenance and even groceries. You become late on one payment and the default (higher) interest rate kicks in, not to mention a ...
    Continue Reading
  • My car payments are past due.

    || 21-Dec-2014

    Car Lenders Are Quick To Repossess. How Bankruptcy Can Save Your Car and Eliminate Your Debt How Bankruptcy Can Save Your Car You can stop the repossession of your car by filing for either Chapter 7 or Chapter 13 bankruptcy protection. Once your case is filed, the "automatic stay," arises and is essentially a restraining order issued by the bankruptcy court which prevents your car ...
    Continue Reading
  • If you are confronting a tough decision about whether to file for Chapter 7 bankruptcy protection, you may want to schedule a free California bankruptcy protection consultation with a lawyer. What should you expect at that first meeting? California residents who are deciding whether to file for bankruptcy need to meet with a skilled bankruptcy attorney to review their options. To schedule a free ...
    Continue Reading
  • If you are struggling to pay your bills, you may view credit counseling as a way to resolve your money troubles. But some credit counseling agencies take advantage of customers who are financially strapped and vulnerable. Don’t let that happen to you! Avoid hiring a credit counselor who: For more information about credit counseling and/or filing for bankruptcy protection in San Diego, call ...
    Continue Reading
  • When you have money troubles, you’re often willing to take chances you wouldn’t otherwise take. Unfortunately, scammers know this. That’s why many scammers feed on consumers with significant debts. If you see an ad for a lender that promises to loan you money or give you a credit card and the terms seem too good to be true, proceed carefully! The Federal Trade Commission provides ...
    Continue Reading
  • The United States Federal Trade Commission (FTC) recently stopped the allegedly deceptive practices of a debt settlement company, FDN Solutions, LLC. This company purportedly hooked debtors with exaggerated claims about how it could help reduce their debts. The company claimed in its advertisements that it could reduce consumers’ debts by 40 to 60 percent. The FTC alleged that the misleading ...
    Continue Reading
  • If you are buried in debt and are considering declaring bankruptcy, Chapter 7 is one of your options. Obviously, you should talk with a competent California bankruptcy attorney; but here’s a brief description of what happens with your debts and your property under Chapter 7. Chapter 7 is the more drastic of your bankruptcy options. It is also known as “fresh start bankruptcy,” ...
    Continue Reading
  • Filing for a Chapter 7 bankruptcy in San Diego is an action that can have a significant impact on your life and your finances. In some cases, it is a process that can allow you to get back on your feet and move on with your life after being buried in debt. While working hard and paying off creditors is the first option that should be pursued, for some people, this is too burdensome or impossible. ...
    Continue Reading
  • In many situations, a successful Chapter 7 bankruptcy in San Diego will eliminate the majority of your debts and allow you to begin to rebuild your financial life. This can be a helpful option for people who find themselves unable to pay back creditors, despite their best efforts. Filing for bankruptcy is not the best course of action in every situation, however. If you are considering filing, ...
    Continue Reading
  • With so many of my clients having large student loan debt, I wish I could say that bankruptcy would always eliminate their student loan debt. However, that is not the case and although student loans can be discharged in bankruptcy, the truth is it's very difficult to do so. Since 1978 Congress has increased restrictions on bankruptcy debtors seeking to discharge student loan debt and under the ...
    Continue Reading