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Recent Posts in Chapter 13 Bankruptcy Category

  • Think Before You Post: Bankruptcy & Social Media

    || 5-Jul-2016

    In today’s society, we are all obsessed with sharing everything. We share child prodigies dancing, funny videos of babies or dogs, but mostly we use social media to let everyone know where we’re traveling, what we’re buying and what we’re eating. Sharing is second nature to us, which is why many individuals that file for bankruptcy end up in trouble with the law. Over the ...
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  • My wages are being garnished.

    || 24-Dec-2014

    How Bankruptcy Can Stop Your Garnishment and Eliminate Your Debt You can generally stop garnishments imposed on you IMMEDIATELY by filing for Bankruptcy Protection! Usually, a wage garnishment is just the tip of the iceberg and once a creditor has a garnishment against you, your options are significantly limited. This is because the creditor has you right where they want you – having your ...
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  • My car payments are past due.

    || 21-Dec-2014

    Car Lenders Are Quick To Repossess. How Bankruptcy Can Save Your Car and Eliminate Your Debt How Bankruptcy Can Save Your Car You can stop the repossession of your car by filing for either Chapter 7 or Chapter 13 bankruptcy protection. Once your case is filed, the "automatic stay," arises and is essentially a restraining order issued by the bankruptcy court which prevents your car ...
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  • When someone reaches the point of filing for bankruptcy, she is likely consumed by burdensome financial responsibilities. She can’t begin to fathom how she might come up with the funds to hire a bankruptcy lawyer. After all, the fact that she has next to no money is what caused the whole problem to begin with. For financial reasons, she might decide to file the case without the help of an ...
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  • Filing for Bankruptcy Can Be Emotional

    || 9-Feb-2013

    A recent news article highlighted the mental burden and heavy emotional toll that filing bankruptcy can cause. San Diego bankruptcy attorney Kerry Denton has seen firsthand how the bankruptcy process impacts his clients. Whether his clients are filing for Chapter 7 bankruptcy protection (complete elimination of debt) or for Chapter 13 bankruptcy protection (financial reorganization to pay off ...
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  • If you’ve always had regular income, you might have thought you’d never need to file bankruptcy. Unless, of course, your debt has spiraled out of control. While regular income is wonderful to have, if it’s still not enough to pay all your debts, instead of getting ahead each month you may be falling further and further behind. If this sounds like you, then Chapter 13 might be a ...
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  • If your debt has piled up beyond what you can afford each month but you have enough income to make monthly payments if they were more affordable, then a Chapter 13 bankruptcy might be a good option for you. Income eligibility for Chapter 13 To qualify for Chapter 13, you must have regular income sufficient to afford the repayment plan you submit to the bankruptcy court. Income can be from a number ...
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  • One unique characteristic of a Chapter 13 bankruptcy in California is that your debts are not eliminated; instead, your finances are restructured and you are placed on a repayment plan. Typically, you will not be required to repay 100% of the amount owed. The amount that you must pay is determined by your disposable income, the length of your repayment plan, and the total amount your creditors ...
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  • For many people who are considering a bankruptcy filing in California, the process can seem overwhelming and confusing. One reason for this is that there are several different types of bankruptcies. Each has its own advantages, disadvantages, and unique characteristics. A common type of bankruptcy is a Chapter 13 case. This type of bankruptcy is considered more of a restructuring process where ...
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  • This week we discussed how you must pass the means test in order to qualify for Chapter 7 liquidation bankruptcy in California. But what are the requirements to qualify for Chapter 13 redistribution bankruptcy? Let’s take a closer look. In order to petition for Chapter 13 bankruptcy: • You must not have a recent prior bankruptcy. You may not file for Chapter 13 bankruptcy if you have ...
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  • Can bankruptcy help me keep my house?

    || 21-Jul-2011

    The Washington Post recently reported that the Obama administration is not planning a large federally funded program for relieving the troubled housing market. This news comes despite the President's acknowledgement that the billions of dollars already spent to bolster the weak housing market have not solved the problem. The Post reports that the housing market is suffering from a glut of ...
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